Annuities - Rising Interest Rates - Another Reason To Avoid Equity-Indexed Annuities

Rising interest rates are another reason to avoid Equity-Indexed Annuities. If you are retired or near retirement, don't let yourself be talked into purchasing an Equity-Indexed Annuity. If you do, it could easily be a decision you regret for many years to come.

Make'Em Prove It

What you must find out before buying any trading system.

Alfred E. Neuman, Stock Guru

When Wall Street big shots tell you they are buying be careful. They will be unloading what they don't want on you.

Investing - Don't Scramble Your Eggs

Financial advisors have been preaching the use of portfolio diversification to reduce risk for years. Unfortunately, the way most do it leaves your portfolio vulnerable! Read on to find out how to properly diversify your portfolio.

Investing - New Year Financial Tune Up

While you’re making your New Years resolutions, don't forget to give your financial house an annual tune-up. As the old saying goes, an ounce of prevention is worth a pound of cure, and few adjustments now could save you thousands of dollars, not to mention some major headaches, in the months and years to come.

Annuities - Better Alternatives Than Equity-Indexed Annuities

Equity Indexed Annuities (EIAs) have become the hot product of late. I believe you can easily find other alternatives that will bring a better return, without locking up your money or levying hefty surrender penalties. I'll discuss these alternatives in the next two articles. But first, you should understand two things: your purpose for investing and how EIAs work.

Investing - Your Questions Answered - Can You Stretch A 401K?

A reader recently asked if his 401(k) could be rolled over, by his beneficiary, to a 'stretch' IRA after his death. Read on to discover an answer that will protect your beneficiaries from tens of thousands of dollars in unnecessary taxes and keep your gift to them alive for generations to come.

Free Forex System Ebooks

Free Forex E Books on a trading system that even newbies can work with!

Understanding Financial Statements For Better Investing

Understanding financial statements can help you a lot in stock investing. It can help you in choosing the right stock. There are three main financial statements - balance sheet, income statement, and statement of cash flow.

The Truth About Credit Cards For People With Bad Credit

It used to be that bad credit was quite the stigma and credit cards for people with bad credit were virtually nonexistent. Nowadays, the landscape of credit cards for people with bad credit is changing and the options for such cards abundant. The question is, which of the bad credit credit cards are legit and which are nothing more than predatory lending tools?

Roth IRA For Retirement

What's a Roth IRA? And is this the best retirement plan for you? Well, so long as you qualify for a Roth IRA plan, it is probably the best bet because of its flexibility. But as with other plans, the government doesn’t give too much away! First, you don't qualify for a Roth IRA if you earn more than $110,000 or if you and your spouse have combined income of more than $165,000. Also, you must keep the earnings in the account until you are 59.5 years old, and it must remain in the account for 5 years.

Annuities - Equity Indexed Annuities - The Next Big Scandal

I believe that Equity Indexed Annuities and the sales practices used to sell them may well be the Next Big Investment Scandal you will hear about. You need to understand why and to think twice before you purchase one of these products.

Information On Bond Investing

One of the safest long term investments is in bonds. Generally people investing in bonds are considered to be making a wise and safe decision. They tend to make money on the investment and the chances of losing any are very few. However, as in the stock market, the bond market can be equally baffling. Thus it is essential to study the market before investing in bonds too. One should make a detailed research and get information on topics related to bonds.