Mortgage Refinance - How to Avoid Getting Scammed

If you're thinking of refinancing your mortgage for any reason understand that it is critical to do it properly due to the fact that you are putting your house at risk. When your house acts as collateral, you are more vulnerable...

8 Sure-Fire Tips for Enticing Readers in Your Mortgage Marketing Letters

Here are eight sure-fire tips you can use in your mortgage marketing letters to transform a reader from uninterested to enthusiastic.

What Advantage Is There With Mortgage Plans That Have Bi-Weekly Payments?

Some mortgage companies allow you to set up your mortgage so that you are making bi-weekly payments. This allows you to pay off your mortgage at a much faster rate.

Florida Mortgage - The New Option ARM

Option ARMs; also known as negative amortization adjustable rate mortgages, have always been somewhat contentious. For the right person an option ARM provides the perfect payment flexibility. But for the wrong person this complex mortgage program can create life changing trouble.

New Fannie Mae Mortgage Loan Guidelines Contain Some Good News And Some Bad News For Marginal Credit

Seems as though Fannie Mae may be getting a little more conservative on their approvals for the High Risk, High LTV-CLTV loans.

California Refi

The high cost of homes in California can make refinancing your mortgage tricky. California homeowners who unknowingly accept retail mortgage rates overpay thousands of dollars unnecessarily. Here are several tips to help you close with mortgage rate you qualify and avoid unnecessary retail markup with your California refi.

How To Close More Mortgage Deals With Less Effort

Numerous studies have revealed that the vast majority of sales happen on or after the fifth contact. If you're a mortgage broker or a mortgage agent and you're only doing one or two follow-ups, imagine all the business you're losing. Not following up with your prospects and clients is the same as filling up your bathtub without first putting the stopper in the drain! Learn how to start winning more deals today by implementing your own follow-up marketing system.

The Internet Offers Homeowners More Benefits to Refinancing than Traditional Funding Sources

With interest rates on the rise everyone is searching for the best loan rates. Fortunately, the internet has made it more practical and surprisingly affordable to find a refinance a home loan online.

Refinancing Buy-to-Let Mortgages

Remortgages now comprise almost half of all mortgage business written in the UK. This is largely due to the mainstream residential mortgage market.

How to Shop For the Best Mortgage

Are your looking to get the best deal on your mortgage? This handy guide will help you shop for the best rate in the market.

Home Buying Tip - How to Avoid Common Mortgage Problems

The key to a smooth mortgage application process is to understand the most common mortgage problems, and then work hard to avoid them. So what are these common problems when applying for a mortgage, and what can you do to steer clear of them?

The Basics of Mortgages

When a buyer gets a mortgage, the home-residence will be security for the lender if the buyer defaults. The lender is the one who holds the title-deed to the house until the loan including the interest is paid off. In some states the lender holds a lien on the title or deed.

The Interest Only Mortgage Payment - What are the Critical Dates That Impact Your Payment

Traditional mortgages require that each month you pay back some of the money you borrowed (the principal) plus the interest on that money. The principal you owe on your mortgage decreases over the term of the loan. In contrast, an interest only mortgage payment allows you to pay only the interest for a specified number of years. After that, you must repay both the principal and the interest. So knowing that your payment will at some point change, what are some important dates that will impact your interest only mortgage payment?