Top Adding - Real Estate

Yes, sometimes you can buy foreclosure homes cheap. But there is a lot of competition in this area, and fewer great deals than "get rich" promoters say

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

.

Some investors have moral qualms about investing in foreclosures. I can't see what the problem is if you are buying them either at the foreclosure s

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

le, or from the bank afterwards. (Buying before the home is foreclose on, or "pre-foreclosure," is a whole other matter - and it is best covered as a s

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

parate topic). As I once heard a man explain to his son while I repossessed the family car, "If you can't pay for it, you don't get to keep it."

Buyin

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

at a foreclosure sale can get complicated if you don't have the cash to pay for the purchase. You will have to arrange beforehand for financing, and a

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

pre-qualification letter from the bank won't be enough. Find out exactly what you need before you go to the sale - you may need a certified check from

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

he bank. You don't want to lose your deposit because you can't close the purchase fast enough, or your credit line is a little short.

Will you get a g

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

reat deal? Maybe. The whole area has become more competitive, so don't count on getting houses at a 25% discount. Also be sure you are clear on what th

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

law says. In some states, the owner may have the right to get the property back if she can come up with the money within a certain amount of time. Tha

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

means you may not get to keep it, and it also means you may have to wait to resell it.

Buy After The Foreclosure

My personal preference is to

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

wait until all the legal stuff is past, and then buy the foreclosure property from the bank. Banks and finance companies don't want to own real estate,

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

so they will often sell for less than market value to get rid of property fast. Sometimes they will even sell for less than what is owed on the propert

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

. The way they see it is that they are spending money on the home and losing out on potential investments every day their money is tied up in that prop

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

rty.

This is how we bought a home in Montana in 2002. The bank had been holding it for six months or more after foreclosing on the mortgage and taking

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

the house, and they were ready to sell. I believe they sold it to us for less than what was owed on it, but we didn't ask. We just know that they acce

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

ted our offer of $17,500.

You can often find these properties listed with real estate brokers. But if you want to get the jump on the competition, sta

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

t calling the banks in the area to see what they have in their REO (real estate owned) portfolios. They save the commission if they sell it themselves,

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

so you may get a decent price. Just be aware that it is typical for the banks to sell property "as-is".

They generally don't want to fix anything, and

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

may not even know what condition a house is in. There will be a lot foreclosure homes on the bank's books in the coming years. Mortgages are being for

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

closed on at a record rate every year now. If you want to take advantage of this trend, get to know your bankers, and ask about their foreclosure homes

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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This TQM article is Part 6a issue, it deals with difficulties faced with the team when team member try to improve their TQM project. They use TQM tools like Force-Field Analysis and Prevention Planner in the D.A.I.C. Improvement methodology. This article is obtained from TQM Improvement case studies database.

It's rather easy to manage an email list in MS Outlook and send everyone an email in one fell swoop--it's called a Distribution List. But what if you need to create a Distribution list of 100+ individuals? It's no fun to add the email addresses one at a time. But here's an easy and fast way to gather that list up by category and create the Distribution list using a custom view and a little cut-and-paste.

A little nervous about plopping down all that cash on a property overseas? Don't be. Just do it wisely. Here are some basic suggestions.

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