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The Royal Bank of Canada’s Mortgage website has tips for selling your own home. They do point out all the money

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

that can be saved selling privately and they also mention “pitfalls” to selling your own home.

ByTheOwner.com

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

thinks it’s great that Canada’s Largest Bank has discussed selling privately on their website. However, we do h

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ve some suggestions on how they can improve this section of their site…

1) They mention that you “probably wan

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

to engage the expertise of a notary or real estate lawyer.” ByTheOwner would suggest that this is a “definite”

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

as opposed to a “probably.” Calling a lawyer is the first step in our guide.

2) The Royal Bank’s second point

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

s “Designing a real estate marketing plan” which links to a section about “Using a real estate agent”. While we

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

agree that a Marketing Plan is very important, we know that you don’t need an agent to do this! More help on c

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

eating a Marketing Plan can be found on page 14 of our guide.

3) One of the “pitfalls” that they mention is “L

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

mited Marketing Exposure”. We agree that we do not yet have the exposure of mls, however, 40% of home on mls do

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

not sell! Our success rate ranges from 50-60% depending on the area, so we have a similar success rate to homes

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

on mls! So obviously mls is not a big factor in selling your home.

4) The other pitfall they mention is and “A

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

tracting Serious Buyers”. This is where we feel that the Royal Bank needs to improve or at least back their sta

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ements up with facts! They mention “Typically, people who visit FSBO properties are either “just looking” or ba

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

rgain hunters.” What source did they get this from? ByTheOwner.com has not had this comment often in our testim

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

nials or feedback. People can “look” at mls or bytheowner.com so we are not sure how this applies to for sale b

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

owner homes. Having the photos and info easily available for buyers eliminates most of the “lookers”, but anyo

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

e who has a house for sale or an open house with or without an agent will get “lookers”.

All in all, the Royal

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

Bank’s Website on selling your home is quite good, with lots of good tips and advice. Perhaps a few small chang

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

s and perhaps mentioning ByTheOwner.com when selling your home privately and their website would be even better

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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<a href="http://www.topadding.org.ua/article/138171/topadding-Royal-Bank-Mortgage-Website-Offers-Tips-for-Selling-FSBO.html">Royal Bank Mortgage Website Offers Tips for Selling FSBO</a>

BB link (for phorums):
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When I was a new loan officer, finding a lead company was not easy, I can remember logging onto Yahoo, typing in the key word “mortgage leads” and being bombarded with links leading me in the direction of lead companies all claiming to have the best leads and the best deal for me!

A Stafford Loan, which can help to finance your way through a college or university

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