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Top Adding - Why Would You Use An Estate Agent Buying A Property In Spain - Part 5
Who would want use an estate agent? Part 5
Last article we looked at whether you need to use an agent. If after all that you decide that you can do a better job on your own (What are you mad sir?) then here’s some advice on how to go about it. This article we look at how to go about it as a buyer. Next article we l
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
ook at the sellers perspective.
DIY estate agent – going it alone in the brave new world – as a buyer
1. Choose an area
Probably the most important criteria – you should consider such factors as:
• Do you need to work?
• Do both of you drive,
• Do you speak Spanish,
• Can you handle iso
DIY estate agent – going it alone in the brave new world – as a buyer
1. Choose an area
Probably the most important criteria – you should consider such factors as:
• Do you need to work?
• Do both of you drive,
• Do you speak Spanish,
• Can you handle iso
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ation, or Do you like the hustle and bustle of City life
• Do you want to be by the beach or inland, and many more criteria?
• Do you need to be close to schools, hospitals, airports, motorways, amenities or bars.
Make a list of important criteria and ask yourself will that area support your lifestyle.
• Do you want to be by the beach or inland, and many more criteria?
• Do you need to be close to schools, hospitals, airports, motorways, amenities or bars.
Make a list of important criteria and ask yourself will that area support your lifestyle.
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
his can be done on the internet but go visit the area first before you decide to buy there. Spend time in there before considering buying, better still rent out for a few months.
2. Do your research.
Find out realistic prices for the type of property you are looking at. Look in estate agents windows, in local
2. Do your research.
Find out realistic prices for the type of property you are looking at. Look in estate agents windows, in local
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
papers – get a feel for what is a good price for what you want. Establish a base for calculating the price of property based on the sq Metres of land and build for that area. This will give you a rough and ready guide so you can discount or include a property initially because of price.
3. Produce a checklist of i
3. Produce a checklist of i
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
portant criteria
If you use a computer you can do this in excel. List all the criteria that are important to you and when you visit a house make sure you note all the criteria and make a score. Do this at the time of the visit not afterwards – when you have seen 3 or 4 houses everything blurs into one. Ideally
If you use a computer you can do this in excel. List all the criteria that are important to you and when you visit a house make sure you note all the criteria and make a score. Do this at the time of the visit not afterwards – when you have seen 3 or 4 houses everything blurs into one. Ideally
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
ake photos of each house.
4. Locate property in that area.
Easier said than done – where on earth do we start.? Well the following is a small list of ideas to find property – but not exhaustive - sure you can think of more ways.
a. Newspapers (Inland Trader, CB News, Mira casa, Tu Casa La safor guia, guia,
4. Locate property in that area.
Easier said than done – where on earth do we start.? Well the following is a small list of ideas to find property – but not exhaustive - sure you can think of more ways.
a. Newspapers (Inland Trader, CB News, Mira casa, Tu Casa La safor guia, guia,
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
and many more).
b. Spanish Newspapers – Levante, Seginda mano/Trajin
c. Internet sites
d. Se Vende Signs
e. Ask in bars (you need to speak Spanish mostly)
f. Ask people you see in shops – do they know anyone who is selling a house in the area.
g. Stick a wanted notice in the paper –
b. Spanish Newspapers – Levante, Seginda mano/Trajin
c. Internet sites
d. Se Vende Signs
e. Ask in bars (you need to speak Spanish mostly)
f. Ask people you see in shops – do they know anyone who is selling a house in the area.
g. Stick a wanted notice in the paper –
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
eople do respond to them
h. Ask people you know
The internet is a good source of information, use search engines and be specific –townhouse in Oliva, piso in Xativa, villa in moraira You can also pick up a copy of the local Spanish Papers (in the Valencia region a great source is Levante). These have property
h. Ask people you know
The internet is a good source of information, use search engines and be specific –townhouse in Oliva, piso in Xativa, villa in moraira You can also pick up a copy of the local Spanish Papers (in the Valencia region a great source is Levante). These have property
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
dverts by Spanish People. You may find these comparatively cheaper than similar properties in the English Press.
Drive out and look for Se Vende Signs (for Sale), ask at bars, in streets and anywhere (obviously requires a knowledge of Spanish) Many properties are for sale but not advertised Many a time I have asked
Drive out and look for Se Vende Signs (for Sale), ask at bars, in streets and anywhere (obviously requires a knowledge of Spanish) Many properties are for sale but not advertised Many a time I have asked
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
about property to be told that a cousin has a house for sale – and the prices being asked may be considerably less than you find in the estate agents. .
5. Negotiate your price
Once you’ve found your house you’ll put an offer in. One word of advice. A lot of property on the market means few buyers, and very fe
5. Negotiate your price
Once you’ve found your house you’ll put an offer in. One word of advice. A lot of property on the market means few buyers, and very fe
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
w houses are so popular that you need to get in quick. Always walk away from the house and take a day to think about it. Overcome your natural enthusiasm and excitement. Once you have slept on it go back and have at least a second look at the property before considering an offer.
This time though look objectively,
This time though look objectively,
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ay attention to details. Once you have placed an offer you will most likely need to negotiate – see a future issue for this as this is an art form. Remember you will generally have the upper hand because there are few buyers around and lots of houses.
6. Instruct a lawyer to arrange the contracts
You should ha
6. Instruct a lawyer to arrange the contracts
You should ha
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
e already identified a lawyer before looking at houses but if not now is the time. There are a number of good lawyers about and you should choose one you feel comfortable with and speaks your language. A lot of problems come about because of a breakdown in communication. Speak to at least 3 lawyers and only go with
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
them if you feel comfortable.
At this stage you will have to pass over money – usually around 10%. One word of advice – if your purchase depends on anything make sure it is in the contract. If you need to sell a house then put it in. If it is dependent upon getting a mortgage – put it in. Why? –if you don’t and the
At this stage you will have to pass over money – usually around 10%. One word of advice – if your purchase depends on anything make sure it is in the contract. If you need to sell a house then put it in. If it is dependent upon getting a mortgage – put it in. Why? –if you don’t and the
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
event you hoped wouldn’t happen does – you lose your money.
7. Arrange financing with a bank
You should have already arranged a bank account. Ideally if you build up a relationship with the bank director before you need a mortgage it will stand you in good stead. If you have an account with the bank it may be
7. Arrange financing with a bank
You should have already arranged a bank account. Ideally if you build up a relationship with the bank director before you need a mortgage it will stand you in good stead. If you have an account with the bank it may be
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
n idea to put money into the account beforehand – at least the deposit. It all helps to smooth things later. That’s not to say the bank wouldn’t give you a mortgage but they may impose restrictions. (In one case the buyers had to deposit ?60,000 euros into a fixed fund for two years because they wanted a 100% mortga
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
ge – because the bank director didn’t know them form Adam.)
Also note that most banks charge an opening commission of between 1 and 3%. You can often get this reduced by asking for it to be reduced.
8. Go to the Notary and sign the escritura
The last step in the puzzle (or at least in transferring the house
Also note that most banks charge an opening commission of between 1 and 3%. You can often get this reduced by asking for it to be reduced.
8. Go to the Notary and sign the escritura
The last step in the puzzle (or at least in transferring the house
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
o you) is to go to the Notary. If you don’t speak Spanish then you need to take someone with you who does. If you don’t the Notary will halt proceedings. Your solicitor should do this for you if you have one.
9. Transfer bills into your name
Once the house is in your name then you will need to change the bills
9. Transfer bills into your name
Once the house is in your name then you will need to change the bills
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
over to your name too. You will need a copy of the old bills from the previous owner. Then you call the utility and arrange the transfer. This is also something your solicitor will generally do for you.
So If you choose to go it alone make sure you do your homework – locate your area first then locate your property
So If you choose to go it alone make sure you do your homework – locate your area first then locate your property
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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