Top Adding - Real Estate

In normal years around 42% of the home sales in Arizona are to buyers from out of state. Retirement, job transfer or following family are the reasons

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

most given for the purchase. In the last two or three years, another reason has been given – investment. The Phoenix area must have been the topic o

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

investment seminars across the country judging by the huge interest in buying Arizona residential properties. The percentage of investors in the mar

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ket went from 18% (mostly local) of the total market, to an estimated 60%, mostly from out of state.

Over the last six months that component of the m

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

rket has cooled significantly. We’re no longer seeing escalation of prices up to an annual appreciation rate of 50% or multiple offers within hours o

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

the property going on the market. We’re returning to a more normal market of owner-occupants instead of absentee investors. Since some semblance of

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

sanity has returned to the market, buyers of Arizona residential property can perform more of the “due diligence” with reference to their home purchas

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

. The following list includes some of the resources available to help buyers make informed decisions.

The Arizona Association of Realtors Residentia

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

l Purchase Agreement has a provision for a Review Period that allows buyers of Arizona homes to inspect and investigate the property. Among the docum

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

nts they may want to obtain and review during the “INSPECTION PERIOD” are as follows:

Multiple Listing Printout;
Arizona Department of Real Est

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

te Property Buyer’s Checklist;
Original Subdivision Public Report;
Arizona Association of Realtors “Sellers Property Disclosure Statement

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

”;
Homeowners Association By-Laws;
Subdivision Declaration of Covenants, Conditions, Restrictions and Easements;
Financing Appraisa

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

of Value;
Homeowners Association Articles of Incorporation;
Preliminary Title Insurance Commitment;
Pest Inspection Report;

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

Affidavit of Disclosure;
Lead Based Paint Disclosure;
County Assessors’ Property Data;
Property Inspection Report.

The Ariz

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

na Department of Real Estate “Buyer Advisory” has more detailed explanations of the documents listed above and also websites with additional informati

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

n. If the buyer finds something detrimental to his ownership interests during the inspection period, he/she has the right to cancel the contract at hi

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

s/her “Sole Discretion”.

The most recent consumer oriented development in Arizona is legislation creating a third party report that can be requested

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

y the buyer that investigates all the possible hazards not be familiar to the buyer. Issues such as airport traffic patterns, superfund areas (enviro

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

nmental pollution) or geologic fissures will be formally identified and disclosed by state approved third parties who have no financial interests in t

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

e transaction. While not being mandated by law, these reports will provide one more level of protection for the buyer of Arizona residential property

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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OK, you've got your service or product you want to sell, but how on earth do you work out what to charge? It's not easy but we will attempt to give you a formula. We'll use product as the generic term for what ever it is that you are selling.

What impression are you making with your customers? Are you fully prepared for your sales calls and presentations? Are other people on your team costing you sales?

In the wake of the latest Budget announced by the Chancellor of the Exchequer, there is growing confusion about which cars will be clobbered for more tax according to one of the UK's leading car insurers.

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