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  • Top Adding - Debit and ATM Card Identity Theft - What You Don't Know Will Hurt You!

    The biggest risk associated with ATM or debit cards is identity theft done by way of stolen PINs. To access your bank accounts, identify thieves t
    According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
    ypically have several ways of obtaining your PIN.

    One way that an identity thief can obtain your PIN is if you write down your PIN and keep it together
    ; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

    Examples of combination products may in
    ith your ATM or debit card. Never have your PIN and debit card in the same place. If someone steals your pocketbook or wallet, he will be able to use you
    lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

    ATM or debit card. An ATM or debit card is useless unless the PIN is also in the thief's possession. With the combination of your card and PIN, the thi
    here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
    f would be able to use your accounts as easily as you could.

    Another way that an identity thief can obtain your PIN is by watching you use your ATM or d
    d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

    Combination pro
    bit card or by overhearing you give your personal information. In reality, you are at the greatest risk of exposing your PIN when you are in a crowded pl
    ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
    ce. It is very difficult to safeguard your PIN when people are standing very close to the ATM you are using or when you have to enter your PIN by a cash
    easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
    egister.

    Thieves get very close to you and "shoulder surf" as they watch you input your PIN into the machine. Of course, even if you trust the person yo
    nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
    give your PIN to, is everybody near you who might overhear your conversation also as trustworthy?

    Keep in mind that when a thief obtains your ATM or de
    and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
    it card's PIN, his next step is to try to steal your ATM or debit card from you. If a thief obtains your PIN, he is likely to try force in order to get t
    ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
    e ATM or debit card. You need to be careful because a thief watching you enter your PIN or hearing you give your PIN could cause you physical injuries.

    ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

    Following aspects would a
    The third way that identity thieves obtain PINs is rather technical in nature. The police refer to this type of ATM or debit card theft as "skimming."
    dd to the challenges in developing combination products:

    Which markets to tap where the combination products can do fairly well?
    Which combination prod
    /b> Identity thieves use a magnetic strip card reader or a keyboard logging device and attach it to an ATM machine. These devices capture your ATM or deb
    cts are meaningful and rational?
    Which therapeutic categories to select?
    Which Combinations can address unmet needs of the patients?
    Do combin
    t card; they are very advanced, look very much like a regular card swiping device and will fool most people.

    Unsuspecting folk will swipe their ATM or d
    tions increase the patient compliance?
    What would be the developing cost?
    How to tackle the risks encountered during combination product developmen
    bit cards in these devices, thinking that they are using the real thing. Now that the thieves have your personal information, they won't need your ATM o
    t?

    As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
    debit card. They will make a "new" card which will look similar to your card.

    Another skimming technique is done at the store, when you are the cashier
    ping new procedures for reviewing their safety, efficacy and quality.

    Professional from academic institutions, pharmaceutical industries, health care indust
    This method is much more difficult to do, but it does happen. This is when the cashier swipes your ATM or debit card a second time. You can protect your
    y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
    elf from this type of ATM or credit card identity theft by remaining alert to your surroundings and the things that are happening.

    As long as you are ab
    .

    As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
    e to safeguard your PIN, you should be able to protect you debit card. As soon as you suspect that your PIN has been compromised or if you misplace your
    elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

    Companies that provide selfless information through particip
    ard or even suspect that it has been stolen, contact your bank immediately. Your bank will issue you a new ATM or debit card and you can choose a new PIN


    tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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