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Top Adding - Don't Play Fast and Loose With Your Identity - Or Others Will
The FBI has called it "The fastest growing crime in America." Close to 10 million Americans every year are victimized by it and the costs are estimated at 50 billion dollars annually. Many criminals get off easily while the victims spend ago
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
nizing weeks working to restore their damaged credit reports and reputations. And, of course, quite often a great deal of money. Worse yet, there seems to be no end in sight to the problem.
"The popularity of the crime is simply growing fa
"The popularity of the crime is simply growing fa
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ster than the solutions to stop it"
many experts conclude. Recovering from it is so time consuming, expensive and tedious that some states have taken to issuing "Identity Theft Passports" in an effort to assist victims endure the often len
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
gthy and arduous cleaning up
Recent Surveys and Studies from the Better Business Bureau show that, although the number of cases have decreased since 2003, the figures are still quite astounding frightening even.
Ponder these statistics f
Recent Surveys and Studies from the Better Business Bureau show that, although the number of cases have decreased since 2003, the figures are still quite astounding frightening even.
Ponder these statistics f
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
rom that Bureau --
Over a year 9,000,000 cases that averages out to around 20,000 a day or around 800 an hour. $6 billion lost that averages out to $6000 lost by each victim.
These are horrendous figures
Just think that EVERY hour of
Over a year 9,000,000 cases that averages out to around 20,000 a day or around 800 an hour. $6 billion lost that averages out to $6000 lost by each victim.
These are horrendous figures
Just think that EVERY hour of
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
EVERY day of EVERY week 800 people are losing out to this fraud people you and I know, our neighbors, office colleagues innocent people caught in a widening net, losing money and then having to spend countless hours of tearful frustrat
ucts have become life saving products for the pharmaceutical companies who doesnt have many innovative molecules in their product pipeline and have been inc
ion trying to get their lives back on track.
We are led to believe that this is an internet crime but statistics show that this is not the case. In fact less than 10% of identity theft cases were committed on the internet. The rest occurred
We are led to believe that this is an internet crime but statistics show that this is not the case. In fact less than 10% of identity theft cases were committed on the internet. The rest occurred
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
off line. In almost 50% of cases the victims themselves were the ones who discovered their loss and in almost half the cases the criminal and the victim were in close contact with each other friend, relative, work colleague, employee. A l
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
arge number actually came from the simple theft of a wallet. checkbook or credit card.
It is also worth noting that there has been a demographic switch in who is being targeted. If you are over 65 years of age then you can relax -- but only
It is also worth noting that there has been a demographic switch in who is being targeted. If you are over 65 years of age then you can relax -- but only
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
slightly. Those of you who are between 25 and 34 have now become the largest target of the fraudsters.
But, although the incidence of identity theft has been on the decline -- down from 9.3 million to 8.9 million in 2006 the amount los
But, although the incidence of identity theft has been on the decline -- down from 9.3 million to 8.9 million in 2006 the amount los
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
by each victim is rising.
That figure rose from $5900 in 2005 to near $6400 in 2006. The number of traumatic hours victims spent cleaning up the resultant financial debacle also rose up from 28 hours in 2005 to over 40 hours in 2006. Th
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
at year is the latest for which figures are available. It is possible that they have blown out considerably since then as our criminal elements realize how easy and lucrative identity theft can be. And with relatively little risk of being ca
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
ught.
We are a trusting lot. We put off insuring our house until it burns down, or insuring our goods and chattels until we come home one day and find the most expensive items gone. Like Voltaire's Candide we tend to believe that all is for
We are a trusting lot. We put off insuring our house until it burns down, or insuring our goods and chattels until we come home one day and find the most expensive items gone. Like Voltaire's Candide we tend to believe that all is for
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
the best in the best of all possible worlds. But we often find out the hard way that it is not. Absolutely not.
So without further ado here are --
10 TIPS TO PROTECT YOUR FINANCIAL IDENTITY
1 Keep a list of all credit card and bank accou
So without further ado here are --
10 TIPS TO PROTECT YOUR FINANCIAL IDENTITY
1 Keep a list of all credit card and bank accou
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
nt numbers with bank phone
numbers so in case of loss or theft they can be notified immediately.
2 Use only one credit card for personal expenses and one card for business
expenses and monitor accounts online weekly.
3 Always s
numbers so in case of loss or theft they can be notified immediately.
2 Use only one credit card for personal expenses and one card for business
expenses and monitor accounts online weekly.
3 Always s
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
end or receive mail only through secure and locked mail boxes.
4. Never give out any sensitive information (SSN, Acct #, Pin #, Password etc) via an email solicitation. Always type in and visit the website directly.
5 Limit the i
4. Never give out any sensitive information (SSN, Acct #, Pin #, Password etc) via an email solicitation. Always type in and visit the website directly.
5 Limit the i
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
nformation on your checks to your first initial, last name and
address (nothing more).
6 On all credit cards instead of signing your name write "Check ID!".
7 Never use a debit card or Visa/Master Check card as recovering fraud
address (nothing more).
6 On all credit cards instead of signing your name write "Check ID!".
7 Never use a debit card or Visa/Master Check card as recovering fraud
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
ulently accessed funds from these accounts can be extremely difficult.
8 Store all credit cards, bank statements and passports etc in a
secure and locked place.
9 Never give out your Social Security Number, Drivers License Numbe
8 Store all credit cards, bank statements and passports etc in a
secure and locked place.
9 Never give out your Social Security Number, Drivers License Numbe
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
r or
Date Of Birth unless the person requesting them have just cause and really need this information.
10 For details about establishing and initial fraud alert on your credit reports
visit: www.experian.com, www.equifax.com, ww
Date Of Birth unless the person requesting them have just cause and really need this information.
10 For details about establishing and initial fraud alert on your credit reports
visit: www.experian.com, www.equifax.com, ww
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
w.transunion.com
These suggestions are only the least you can do but following them could well prevent you from becoming one of the 800 people in the next 60 minutes who are shortly going to be looking askance at their latest bank statement
These suggestions are only the least you can do but following them could well prevent you from becoming one of the 800 people in the next 60 minutes who are shortly going to be looking askance at their latest bank statement
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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