Top Adding - Insurance

Dental insurance is a benefit typically provided by employers to help offset some of the high

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

costs for dental care.

Good overall health relates to good dental health. Dental insurance is

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

a benefit typically provided by employers to help offset some of the costs for dental care. In

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

ividual dental insurance Plans are available and provide dental benefits similar to the dental

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

insurance you can get through an employer. Dental insurance typically pays claims directly to

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

the dentist for most dental procedures. Dental insurance will pay the dentist a set amount or

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

ercentage for each dental procedure. Typically dental insurance will provide benefits for any

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

entist you might use.

Individual dental insurance is typically more expensive than group dent

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

l, and individual dental insurance can come with waiting periods. Sometimes discount dental pl

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

ans would be a better fit for individuals than dental insurance. Discount dental plans typical

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

y have no waiting periods or claim forms and the cost less than dental insurance. Discount den

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

al plans offer a set fee schedule for dental procedures done by dentists within a network of d

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

ntists. People with discount dental plans enjoy big savings on procedures like cleanings, fill

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

ings, crowns, and root canals if they are done with a dentist within the network.

Dental insu

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ance and discount dental plans can work together to provide enhanced dental benefits. Dental i

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

surance may have waiting periods of up to 12 months before major dental services are covered.

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ental insurance also typically has an annual maximum of and750 - $2000 for dental procedures.

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

with a discount dental plan there are no caps no waiting periods and no claim forms. If some

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

ne needs dental work done right away, a discount dental plans would help save money on dental

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

rocedures right away, and dental insurance could begin to pay once the waiting periods are met

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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